I strive to provide you personalized assistance to make the process of qualifying for a mortgage as smooth as possible. I am dedicated to working closely with you in a simple and efficient way.

I can help you as a Mortgage agent with experience; you can trust that I will provide you with top quality service. For your immediate and future needs, I work for you to provide unbiased guidance in your mortgage decision and with access to over 40 lending institutions. I will find you the best mortgage rates, terms, benefits and features to suit your needs, whatever your situation might be. Together we can get you the right financing.

How much can you afford? Lenders have legal limits on how much money they can lend you, so you need to have a good understanding of where your dream home fits within those limits. The amount a lender can lend for a mortgage depends on how much you earn and how much you spend each month.

In this phase of the process it is recommended to prequalify for a mortgage, this way you know the price range you can look and makes for a stress-free process.

Luma can prequalify you for a mortgage and help you start your process of buying a house!

I have always been able to come up with solutions to give you the best mortgage that fits your specific needs. First time home-buyers can call me for professional service towards obtaining your mortgage requirements.

For any information regarding new immigrants, purchases, renewals, refinances and home equity, I will work on your behalf to get you the best product that suits your needs at the most competitive rates.

Since referrals are such an important part of my business because without them I simply would not grow, I am committed to delivering great service, so that you can refer me to your family, friends and colleagues.

Your mortgage referral is welcomed, I will be very happy to assist you.

You can apply easily on-line, by telephone, or by fax. Call me for a FREE consultation in either English or Spanish with no obligation, and your confidentiality is guaranteed!

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